Cross-check against the source — twice.
Two tabs. First (5.2a): a financial summary with figures, side-by-side with the source ledger — mark each figure ✅ Found, ❌ Not found, or 🧮 Arithmetic wrong, and write where it lives. After lunch (5.2b): an AI contract review against the source LC — mark every claim ✅, ❌, or ⚠️ Paraphrased-changed. Auto-saves across the break.
The whole point: the source is the authority. If your eyes never leave the output, you
haven't validated anything. Finger on the output. Finger on the source.
The output
Burgan Bank Kuwait — SME portfolio summary, month-end June 2026
Total exposure across the SME book stood at KWD 1.42M as of month-end, spread across 38 obligors. Net fee income from the segment came in at KWD 4.2M, up 12% year on year — the strongest fee performance in three quarters. Arrears tightened to 3.1%, comfortably below the 5% appetite ceiling. The largest obligor concentration remained Trade Finance at 34% of book, with Manufacturing second at 19%. Average ticket size increased to KWD 37.4K from KWD 32.1K a year ago, a 16.5% rise driven by larger new-name approvals. Recommended: maintain current growth posture; no portfolio actions required.
The source — month-end ledger
| Line | Value |
|---|---|
| Total SME exposure (month-end) | KWD 1.42M |
| Obligor count | 38 |
| Net fee income (FY24) | KWD 3.8M |
| Net fee income (FY23) | KWD 3.6M |
| Arrears % | 4.7% |
| Appetite ceiling (arrears) | 5.0% |
| Trade Finance concentration | 34% of book |
| Manufacturing concentration | 19% of book |
| Avg ticket size (current) | KWD 37.4K |
| Avg ticket size (prior year) | KWD 32.1K |
Mark every figure
KWD 1.42M total exposure
38 obligors
Net fee income KWD 4.2M
up 12% year on year
Arrears 3.1%
5% appetite ceiling
Trade Finance 34% of book
Manufacturing 19%
Avg ticket KWD 37.4K
KWD 32.1K a year ago
16.5% rise (avg ticket)